Question 1

Who is Optima for?

Accepted Answer

Optima is built for crypto investors who want rules-based portfolio management without the complexity. Whether you're a beginner or experienced trader, our portfolios give you actively managed exposure to digital assets.

Question 2

How is this different from a crypto ETF?

Accepted Answer

Unlike ETFs, Optima Portfolio Tokens are truly yours. Hold them in your own wallet, transfer them permissionlessly, or use them across DeFi. No broker needed, no market hours. The portfolios hold their assets at KuCoin and Hyperliquid, and deposits and withdrawals go through BitGo wallets, so these are counterparties.

Question 3

What are the fees?

Accepted Answer

The daily management fee of up to 0.0274% (about 10% a year) and the strategy's own trading fees are paid from its performance, so the token price is already net of them. A platform fee of up to 0.5% applies on each sell; buys carry no platform fee. Each buy and sell also pays the exchange's trading fee for that order (about 0.045% on crypto, less on the AI baskets). Withdrawals pay a blockchain network fee (currently 1 USDC).

Question 4

How do I get started?

Accepted Answer

Sign up, verify your identity, deposit funds, and purchase your first portfolio tokens.

Question 5

Can I lose money?

Accepted Answer

Yes. Crypto markets are volatile and all investments carry risk. When their indicators flag risk, the single-asset strategies (OPSBTC, OPSETH, OPSSOL, OPSXRP) switch from long to short. Their stop-loss is checked every 5 minutes and moves a position to cash only once a loss stays past the stop level for a set run of consecutive checks, or after a set pullback from a gain. This limits losses on a single move but cannot remove them: a stop sells at the market price, which can be worse than the stop level, and choppy markets can cause repeated small losses. The AI baskets have no stop-loss: they hold their monthly composition and lose value when it falls.

Question 6

Is my money safe?

Accepted Answer

Our base prospectus is approved by FMA Liechtenstein (22 May 2026) and passported to 16 more European countries; the prospectus and its notifications are in the ESMA register. Each token's ISIN, Final Terms and key information document are listed at docs.optima.financial. The strategies' assets are held in Optima's accounts at the trading venues; the Hyperliquid accounts are shown live in the proof of reserve at optima.financial/defi, KuCoin holdings are not part of it. Deposits and withdrawals go through BitGo wallets.

Question 7

Can I use my OPTs in DeFi?

Accepted Answer

Yes. Optima Portfolio Tokens are standard tokens that can be traded on DEXs, used as collateral, or transferred permissionlessly to any compatible wallet or protocol.